Health insurance can be a great way to reduce the risks associated with large, unexpected health care costs. But when it comes to getting the most out of health insurance plans, many people are not getting everything they could be from their policy.
Here are five simple ways to get the most from your health insurance.
- Know what your plan includes. Check your insurance documents for what extras you are covered for, you might be surprised what you can claim.
- Do your research on insurers and plans. It’s a good idea to compare your current plan with others on the market to make sure you are getting the best value at least once a year.
- Ask for a better deal. Found a better deal with another health insurer? Check with your current provider before you switch, they may be willing to renegotiate to keep you as a customer.
- Remember to claim. Why pay for a health insurance policy and not claim when you could. Always check with your health provider if they offer HICAPS for instant claims. Waiting until later could mean you forget!
- Know your limits are… and when they reset. If you don’t use it, you loose it! Most insurers reset their extras limits at the start of each year. Check your plan and make sure you make the most of your cover before they reset!
At Sapphire Smiles we accept all major health funds with instant claims through our HICAPS machine.
Call us on 02 6624 5494 to book an appointment with our friendly dentist today and get the most out of your health insurance.